Working Capital

Capital to Keep
Your Business Moving.

Get the working capital you need to manage today’s opportunities and tomorrow’s growth. Fast, flexible financing for real business momentum.

Start Your Application

Simple application. Fast decisions. Flexible options.

Financing Up to$5MM

Decisions as Fast as2 Hours

Same-Day FundingAvailable

No Hard Credit Pull

Uses of Funds

Funding Built Around
Your Next Move.

Every business has a next step. We provide the working capital to help you take it — on your terms.

Cover Payroll

Keep your team paid and your business running smoothly.

Purchase Inventory

Stock what you need to meet demand and seize new opportunities.

Expand Your Location

Open new doors or invest in your current space.

Launch New Growth

Fuel marketing, equipment or new services.

Funding Range

One Application.
Multiple Possibilities.

From short-term needs to long-term growth, we offer flexible funding options designed around your business goals.

$10K$5MM
Flexible amounts. Real opportunities.

Access from $10,000 to $5,000,000 with terms up to 24 months, so you can move forward with confidence.

Our Process

Straightforward from Start to Funded.

A simple process, a faster path to capital.

1

Apply Online

Complete our simple application in minutes.

2

Review Your Options

Get a fast decision and clear funding terms.

3

Receive Funds

Funds can be in your account as soon as the same day.

Qualifications

What You’ll Need

A few basic requirements to get started.

✓At least 1 year in business
✓$100K in annual revenue
✓Business checking account
✓$10K in monthly deposits
Why JR Capital

Why Businesses Choose JR Capital.

Fast Approvals

Get decisions in as fast as 2 hours.

Flexible Terms

Options that fit your business goals.

Less Red Tape

A simple process without the big bank headaches.

Real Guidance

A team that understands small business.

“
JR Capital gave us the working capital we needed to stock up for our busiest season. The process was fast, straightforward, and the funds were in our account the same day.

Mike R.Owner, Custom Fabrication Business

Build What Comes Next.

The capital. The support. The momentum.

Start Your Application Simple application. Fast decisions. Flexible options.